Minimum State Insurance Requirements For more information go to iii.org
State	Liability limits (in thousands of dollars)1	Personal Injury Protection PIP required?	True No-fault state?	Uninsured motorist coverage required?
Alabama	20/50/25	No	No	No
Alaska	50/100/25	No	No	No
Arizona	15/30/10	No	No	No
Arkansas	25/50/25	Yes	Yes	No
California	15/30/5	No	No	No
Colorado	25/50/15	No	No	No
Connecticut	20/40/10	No	No	Yes
Delaware	15/30/10	Yes	Yes	No
D.C.	25/50/10	No	Yes	Yes
Florida2	10/20/10	Yes	Yes	No
Georgia	25/50/25	No	No	No
Hawaii	20/40/10	Yes	Yes	No
Idaho	25/50/15	No	No	No
Illinois	20/40/15	No	No	Yes
Indiana	25/50/10	No	No	No
Iowa	20/40/15	No	No	No
Kansas	25/50/10	Yes	Yes	Yes
Kentucky	25/50/10	Yes	Yes	No
Louisiana	10/20/10	No	No	No
Maine	50/100/25	No	No	Yes
Maryland	20/40/10	Yes	Yes	Yes
Massachusetts	20/40/5	Yes	Yes	Yes
Michigan	20/40/10	Yes	Yes	No
Minnesota	30/60/10	Yes	Yes	Yes
Mississippi	25/50/25	No	No	No
Missouri	25/50/10	No	No	Yes
Montana	25/50/10	No	No	No
Nebraska	25/50/25	No	No	No
Nevada	15/30/10	No	No	No
New Hampshire 3	25/50/25	No	Yes	Yes
New Jersey4	15/30/5	Yes	Yes	Yes
New Mexico	25/50/10	No	No	No
New York5	25/50/10	Yes	Yes	Yes
North Carolina	30/60/25	No	No	Yes
North Dakota	25/50/25	Yes	Yes	Yes
Ohio	12.5/25/7.5	No	No	No
Oklahoma	25/50/25	No	No	No
Oregon	25/50/10	Yes	Yes	Yes
Pennsylvania	15/30/5	Yes	Yes	No
Rhode Island	25/50/25	No	No	Yes
South Carolina	25/50/25	No	No	Yes
South Dakota	25/50/25	No	Yes	Yes
Tennessee	25/50/15	No	No	No
Texas	25/50/25	No	Yes	No
Utah	25/65/15	Yes	Yes	No
Vermont	25/50/10	No	No	Yes
Virginia	25/50/20	No	Yes	Yes
Washington	25/50/10	No	Yes	No
West Virginia	20/40/10	No	No	Yes
Wisconsin	25/50/10	No	Yes	Yes
Wyoming	25/50/20	No	No	No
1. The first two numbers refer to bodily injury liability limits and the third number to property liability. 2. Only property-damage is compulsory 3. Insurance not compulsory 4. Drivers can choose a standard or basic policy. Basic policy limits are 10/10/5; only property-damage liability is compulsory 5. Liability rises to 50/100 if injury results in death.

Tags: alaska, connecticut, delaware, insurance requirements, liability limits, louisiana, maine, mississippi, montana, nebraska, nevada 15, new hampshire, new mexico, north dakota, personal injury protection, pip, state insurance, state liability, thousands of dollars, uninsured motorist coverage

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